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Tony's Cheap Car & Auto Insurance Memphis in Memphis is just a phone call away. Just call our local Memphis number 901-390-9032 or click – GET QUOTES to compare rates, and save at least $429 a year on your car insurance. We have analysed years of car insurance data to get a list of top five insurance companies offering the cheapest car insurance rates in Memphis area. These car insurance companies are GEICO, USAA, Memphis Farmers Union, State Farm, and Shelter. We recommend looking into STATE FARM – which typically ranks among the cheapest car insurance providers in NY. Car Insurance quotes in NY by State Farm are generally 22% cheaper than average car insurance price 1856.